Jumat, 07 Mei 2010

HSM Simulator based on JAVA

HSM Simulator

HarSM is a java webbased HSM simulator that performs the standard functions of ISO 8583 DES security.
During my work in the Financial IT Sector I've often encountered situation where during development phase the developers team doesn't have access to a HSM or for practicality and maybe budget reasons often resort to try to find a software based solution for all the standard HSM functions for the ISO 8583 communication.
Added with the standard learning curve associated for inexperienced developers in Thales HSM configuration and racal communication protocol often complicates a relatively straightforward problem.

HarSM is a compilation of all the standard most commonly used ISO 8583 DES based security actions, at least the ones I've encountered for banks and other major financial bill payment switching institutions in Asia. It provides a webmenu and HTTP get based interface so you can use it programatically from your application via simple HTTP GET method.

HarSM v 0.7 has the following features
- DES/TDES(Triple DES)/2TDES key generation
- DES/TDES/2TDES key generation from components (XOR Method) similar to the thales FK command
- Basic LMK(Local Master Key) support
- Key Check Value Calculation
- DES/TDES/2TDES Encryption/Decryption with ISO 8583 ANSI ECB standard
- Key Translation ( transalate a key wrapped in one key to another key)ZMK, TAK, ZPK
- MAC Generation (ANSI CBC Standard, most commonly used)
- PINBLOCK Generation (ISO Format 0, most commonly used)
- CVV and PVV Calculation for VISA, Mastercard and AMEX

You can download the software from the download link, you need at least JDK 1.5 to run, I reccomend 1.6. Unzip the file and to start just type java -jar HSMp.jar
With the default settings, the webmenu is started at port 8080, while the http interface is at 9090.

I hope you find this software usefull, detailed api documentation are in the documentation menu. Feel free to email me at hairi@m-sinergi.com

WAY SYSTEM

WAY System

WAY Systems provides the most secure, cost effective, and mobile point-of-sale (POS) solution to merchants anywhere.
Our terminals are the smallest, most compact models on the market. And our networking infrastructure, Secure Mobile Application Platform, provides a completely secure, end-to-end transaction processing service.
As a company that specializes only in the mobile segment of the POS market, we deliver the best solutions in terms of form factor, geographic coverage, and security. In addition, we sell only to our marketing partners, all the largest Independents Sales Organizations in the United States.
The end result for merchants, our ultimate customers, is the industry’s quickest, most smooth path from out-of-the-box to accepting payments anywhere, at anytime.
WAY, a privately-held company headquartered in Boston, Massachusetts, was founded in 2002. Our Board includes the founders of the two largest POS manufacturers, and one of the largest transaction networks in the world.

Jumat, 16 April 2010

Pay For It

PayForIt

Payforit is the new payment service, supported by all licensed UK mobile operators, designed to make it easy to pay for low cost services on the mobile phone.
First announced in March 2006, the Payforit scheme has been developed by the operators to promote a trustworthy and consistent standard for paying by mobile, so that consumers can buy with confidence when they are making one-off payments or setting up subscription services via their phone.
With Payforit, consumers don’t need a credit card or bank account to use the service – they don’t even need to sign up or register any details. All they need is their mobile phone.
The UK licensed mobile network operators have accredited a number of Payment Intermediaries across a differing range of criteria for their suitability to operate a trusted payment scheme to ensure that the best interests of mobile consumers are protected while conducting online purchasing. These Accredited Payment Intermediaries ensure that transactions are managed and processed in accordance with the Payforit Scheme Rules.
This will ensure that the payment experience for consumers is consistent, transparent and user-friendly at all times. These improvements in user experience will help instil consumer confidence in paying by mobile, generating repeat business and improved conversion rates for merchants.
Initially, Payforit will support micropayments (generally <£10) for services purchased on mobile portals, providing a quick and simple billing option and potential access to over 52 million users* in the UK. From May 2007 Payforit has been extended to support web transactions also, opening up new revenue streams for many merchants.

Jumat, 19 Maret 2010

Purchase Order Release in Mobile Devices

Purchase Order Release in Mobile Devices

This video shows the functionality of providing the end user regardless of being in his office for approve an step of a process. Generally is for managers, and it purpose is optimizing the approval process, reduce times and eliminating bottlenecks with delayed processes.In this solution I used the SAP SOA concept that provides great flexibility and reduced implementation times.

Kamis, 18 Maret 2010

Mobile Cloud Computing

Mobile Cloud Computing

Simeon spoke passionately at the Gathering about "African Solutions to African problems", explaining that in his opinion "Africans think differently than others". He focussed on mobile cloud computing: "the power and the beauty of this concept is the number of users it can reach, especially in Africa, whereby most of us cannot afford a laptops but can afford a mobile phone".

Rabu, 17 Maret 2010

The Future of Microfinance

Frontlinesms:Credit

FrontlineSMS:Credit aims to make every formal financial service available to the entrepreneurial poor in 160 characters or less. By meshing the functionality of FrontlineSMS with local mobile payment systems, implementing institutions will be able to provide a full range of customizable services, from savings and credit to insurance and payroll.

Senin, 15 Maret 2010

Mobile Entertainment Magazine

Mobile Entertainment Magazine

Mobile Entertainment reports the latest news, views and analysis from the fast-moving mobile content industry, across a unique combination of print, online, email, mobile and specialist industry events. Total monthly audience across print, online, digital and mobile tops 73,000.